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You thinking about ending your Direct Auto insurance? People usually think about cancelling their policy because of lifestyle changes, searching for more affordable alternatives, or just disliking the service quality. To make it easier for you, we’ve put together some common questions about ending your Direct Auto insurance.
1. How do I cancel my Direct Auto policy?
2. What if I miss the cancellation deadline?
3. Can I cancel my policy halfway through without any penalties?
4. What should I do with my insurance card after cancelling?
5. Will cancelling my policy mess up my credit score?
1. How do I cancel my Direct Auto policy?
Terminating your Direct Auto policy is very easy. First off, contact your agent or the customer service department by phone to inform them of your intention to cancel.
They’ll give you some forms to complete. Make sure you submit a written notification to escape any misunderstandings or late charges. Also, make sure you know the actual end date of your policy and if there are any fines for cancelling it prematurely.
2. What if I miss the cancellation deadline?
Missing the deadline can pose a problem. If you realize you missed the deadline, you need to timelyly contact Direct Auto.
They might grant you with an extension or other possible solutions to escape penalties. But remember, late cancellations might still cost you. It’s always best to plan in advance and make sure you submit your cancellation notice timelyly.
3. Can I cancel my policy halfway through without any penalties?
Generally, terminating your insurance policy midway will incur additional costs unless there is a valid reason. For instance, if you relocate to a location not covered by Direct Auto or you discover a more affordable alternative with a different insurer.
In such situations, you should provide evidence to prevent penalties. Always review your policy and consult with a customer service representative to comprehend your options.
4. What should I do with my insurance card after cancelling?
Once you terminate your Direct Auto insurance, keep your insurance card for several months. There may be a need for it to prove that you are insured for an issue.
And it would be advisable to destroy the card to prevent someone else from using it. Ensure that you dispose of it securely and correctly.
5. Will cancelling my policy mess up my credit score?
Cancelling your policy usually doesn’t damage your FICO score. However, if you fail to pay the debt you owe or if there are additional issues, it might negatively affect your credit. Always ensure you settle all debts and maintain a positive status with your insurer.
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